Families, students and businesses in Uganda send money across borders every day. The right method depends on speed, cost and where the money is going.
Within East Africa
Mobile money networks now support cross border transfers between Uganda and several neighbouring countries, including Kenya, Rwanda and Tanzania. Check your network menu for the international transfer option. It is fast and convenient for smaller amounts.
Bank transfers
For larger amounts and business payments, a bank SWIFT transfer is safer and creates a strong paper trail. You need the recipient's full name, bank, account number and SWIFT code.
Remittance companies and apps
Licensed money transfer operators and apps can send to bank accounts, mobile wallets or cash pick up points. Compare exchange rates, not just fees.
How to reduce costs
- Compare the total cost: fee plus exchange rate margin
- Send larger, less frequent amounts if fees are fixed
- Check promotions on new corridors
Stay safe
- Use licensed providers regulated by the Bank of Uganda
- Double check recipient details
- Never send money to people you have only met online
- Keep transaction records
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